The University's cover providers have confirmed that there is no cover for any costs relating to cancellation or curtailment for trips booked after 18 March 2020 if the cause of that cancellation or curtailment is related to COVID-19. However, there is no general pandemic exclusion; in particular, cover will continue to be in place for emergency medical expenses incurred due to COVID-19 issues (although not for testing nor for general health checks) whilst in the overseas country.
In light of this:
(a) Students should continue to follow the FCO advice about international travel, both the FCO list of exempt countries, as well as the individual entry requirements for host destination. Please be sure to check that the host destination is open to British nationals / nationals from your country.
(b) If time-critical tasks need to be undertaken that are of relatively modest cost (for example, applying for visas, vaccinations), then these should be undertaken. This guidance reflects the fact that the situation is fluid: even if the current FCO advice is against all but essential travel to a country, that may change before the period of study abroad commences.
(c) If the study abroad period is in a country for which the current FCO advice is against all but essential travel, then our guidance is not incur any significant costs (for example, booking travel and accommodation) at this point. If costs are incurred, then please note that neither the University nor the University’s cover providers will reimburse these if ultimately students are unable to travel. The cost is at a student’s risk.
(d) If the study abroad period is in a country on the current FCO exemption list and British nationals / their country’s nationals are allowed to enter the country, then our guidance is to move forward and make arrangements for travel. However, please note that students do so at their own risk and it is still possible that their trip has to be cancelled or curtailed. If this does happen, then unfortunately the costs would not be covered by University’s travel cover, nor re-imbursed by the University.
The full summary of the University’s travel cover can be found on our website. If you need any further information on the cover, please contact our Insurance Team via email at firstname.lastname@example.org. Additionally, the government has also updated its pages on travel insurance with a reference to COVID-19.