Practical ways to save more money in 2025

4-minute read

If you’re looking for some inspiration on how to be more financially savvy this term, here are some simple ways to help you save money.

Budget like a boss

When it comes to finances, a good first step is to make a budget to help you track what money is potentially coming into your bank account (such as loans, grants and bursaries, money from parents/carers, savings or a salary from a part-time job) as well as going out (rent, groceries, bills, subscriptions, transport etc). 

This might seem boring but trust us, you’ll feel a lot more in control. If you need some help with this, download the Guild's Budget Planner on their Money Matters Hub. By using a planner, or even making your own, it’ll give you a place to record all your spending, so you won't forget anything.

Use student discounts

One of the perks of being a student is the discounts! You’ll be surprised how many places have special deals and discounts exclusively for students. To take advantage of some amazing offers always carry your student ID with you and make sure you sign up to apps such as UNiDays, StudentBeans and Totum. Before paying for something, whether it’s a piece of tech or even a takeaway, check if any deals are available.

If you're a commuter student, don't forget to make use of discounts and offers on transport. Use student travel cards like the 16-25 Railcard for discounted train fares. If you get the bus to campus, we have an exclusive discount for UoB students- get 20% off your 4-week bus pass through the UoB portal.

Our 'Ways to save money' page on our Cost of Living Support hub has more details on how you can find the latest deals.

Eat well for less

Eating well on a student budget can be challenging but not impossible. Before you head to the supermarket, plan your meals for the week and make a shopping list. If you can stick to your list, you’re likely to not overspend.

The University is close to a lot of supermarkets, as shown by students Shrushti and Ishita. Aldi and Lidl often have the lowest prices, but you can also take advantage of loyalty card schemes in supermarkets such as Tesco and Sainsbury’s to save more on your shop. Keep an eye out for yellow stickers (often on items that are soon to come off sale or are nearing their best before date) when doing your weekly shop to make big savings.

Batch cooking and freezing meals can save you both time and money, and it’s a great way to eat healthier. Check out our ‘Banging Budget Friendly Meals’ series over on the ‘UniBirmingham' Instagram and TikTok channels for some inspiration from our Student Content Shapers. You’ll find microwaves across campus, including in study spaces if you want to bring your lunch or dinner in.

On campus, we also have a variety of affordable options in our cafes, shops and restaurants including delicious burrito bowls in University Centre. Follow 'UoBFoodFellows' on Instagram for all the latest deals and more.

Shop second-hand

Textbooks, clothes and household items can be expensive if bought new. With so many online marketplaces such as Vinted, Depop, Ebay and Hazaar (conveniently located on campus), you can often find what you need at a fraction of the price. As well as saving money, another benefit of shopping second-hand is you’ll be doing your bit for the environment.

There are also lots of charity shops in Birmingham, especially Selly Oak and Harborne, which are full of hidden gems at a fraction of the cost. Not only are you being sustainable but you’re also supporting a worthy cause.

Cost of Living support at UoB

These are just some ways you can be smart with your spending without missing out on a fun student experience. Don’t forget, while you’re on campus, you can make use of free University resources including warm study spaces, charging stations, hot and cold-water taps, and free period products.

If you’re doing all you can but still struggling with money, we’re here to help. See what financial support you may be entitled to on our financial help and support page.

Want to write a blog for us? If you’re a student who’s savvy with your money, then we want to hear from you. Pitch your ideas to us by emailing studentcommunications@contacts.bham.ac.uk by Friday 31 January and if selected, you’ll receive a £15 Amazon voucher.