Always be on guard for scammers who may try to trick you into giving up your card details.
Keep your credit cards safe
One of the simplest ways to avoid card fraud is by keeping your cards safe from thieves. Keep your card locked away safely in your desk drawer, or somewhere safe if your desk isn’t lockable.
Shred anything with your credit card number on It
Don't toss your receipts or statements directly into the bin; they typically have your full card number printed on them. Shred them to keep thieves from getting their hands on your card number. The same thing applies to old cards that have expired or been cancelled.
Avoid giving out your credit card information
Only give your card number or other sensitive information on calls you initiate. When you call your card issuer's customer service, use the number on the back of your card. Don't return calls to a phone number left on your answering machine or sent to you in an email or text message. It's hard to be sure a scammer hasn't left a fake number for you to call.
Don't give your credit card number to anyone who calls you requesting the number. Credit card thieves have been known to pose as credit card issuers and other businesses to trick you into giving out your credit card number.
Be safe with your credit card online
Don't click on email links from anyone that looks like your bank, credit card company, or other business who uses your personal information, even if the email looks legitimate. These links are often phishing scams and the scammers want to trick you into entering your login information on their fake website. Instead, go directly to that business's website to login to your account.
Make sure you're cautious when you're using your credit card online. Only enter your credit card number on secure websites that you can be 100% sure are legitimate. To be sure a website is secure, look for https:// in the address bar and lock in the lower right corner of your internet browser. Taking these extra steps will help you avoid credit card fraud.
Report lost or stolen credit cards immediately
The sooner you report a missing credit card the sooner your card issuer can cancel your card and prevent fraudulent charges. Reporting your lost or stolen card as soon as possible lowers the likelihood that you'll have to pay for any fraudulent charges.
Write down your credit card companies' customer service number so you'll have them if your credit cards are ever missing.
Review your billing statements each month
Unauthorized charges on your card are the first sign of card fraud. If you notice a charge you didn't make, no matter how small, report the charge to your card issuer immediately. Your card issuer will tell you whether you should close your account and get a new account number to avoid credit card fraud.
Make strong passwords and keep them safe
Your card number may be stored in a number of places online. For example, you may save your card on Amazon so you can make one-click purchases. Make sure you use strong passwords with a combination of upper and lower case characters, numbers, and even characters, and avoid writing or sharing your password. Change your pin and password every few months.
Don’t use public wireless access for financial transactions
Make sure you are using a password-protected wireless signal to check your bank account balance, pay bills and shop so that hackers have less chance to capture your password and account information.
If in doubt, report it!