The University holds insurance cover for all buildings, contents and equipment owned by or in the custody or control of the University. This includes items temporarily removed to other locations or in transit with limits of £250,000 any one consignment and £60,000 any one item. It should, however, be noted that the University carries a £25,000 deductible on all property claims of which only £1,000 is passed onto a Budget Centre.
In the event of a break-in where forced entry has taken place it is important that the University Security Section are notified and the local police who will make a note of details of what has been stolen and the damage to our property and give a crime number. All reasonable steps need to be taken to make sure the area is made safe again and the Estates Office will need to be contacted to put this in motion and please note there is an urgent repairs telephone number +44(0)121 414 6406.
For general enquiries telephone +44(0)121 414 3000 where one of the security personnel will be able to assist you.
Recommendations regarding types of security devices for equipment etc. can be found online
Note: Immediate notification of the acquisition or disposal of a single, or related, item/s costing £100,000 or more, must be made to the Finance Office Insurance Section.
No theft or accidental damage for personal property cover is available for and in general is brought to the University at the owner’s risk. Employees are, therefore, strongly recommended to extend their household contents policy to cover personal effects away from their home.
There is some limited cover for personal possessions (e.g. clothes, personal computer, personally owned books, furniture brought in from home etc.) which may be stolen or damaged on campus.
Where possible, staff and students are strongly advised to extend the scope of their own household policy to cover items whilst away from home and on campus. This is typically available via an ‘All Risks’ extension to the policy. The UoB Property policy provides some, restricted, cover which should be considered as a contingency option but this will only apply in certain circumstances and is subject to a number of exclusions and conditions. In particular, please note the following:
- Items which are more specifically insured are excluded.
- There is a limit of £1,000 per person.
- For claims involving theft, there is no cover at all for individuals’ loss of: precious metal, jewellery, watches, furs, contact lenses, portable electronic entertainment equipment, computer equipment, cameras, money and securities of any description.
Cover is therefore very limited and students and staff are advised to act as if uninsured and take great care of their possessions, which are left at their own risk.